If you are doing any significant work at your property, it is advisable to use a licensed professional. A license shows that the individual has completed a certain amount of education and passed a test to qualify to work in their chosen field. In general, a license is required for residential work requiring a permit, work exceeding $2000, plumbing, electrical, HVAC, gas, and hazardous waste remediation. You can check with your city for a more detailed list.
Using a licensed professional also provides you, the consumer, with certain protections pertaining to the work. If you choose to hire an unlicensed worker, you must be aware that:
- a contract may not be legally enforceable
- you assume financial responsibility if a problem arises
- you assume the responsibility if the work doesn’t meet code
- you assume the responsibility for payment to sub-contractors; your property is subject to lien if they’re not paid
- you assume liability if a worker is injured on your property
It is up to you to weigh the risks when choosing who to hire. Saving some money up front may cost you more money in the long run. Remember, a licensed contractor also carries a bond and insurance to protect the consumer. Your contractor should have no problem showing you proof of license and insurance. We recommend you take a step further and verify the license within the city or state. In most states you can easily confirm it online. A little extra research at the beginning will protect your end result.